Knowledge
Partners is a firm that offers fee-cum-commission based financial planning service s – a relatively
new concept in India. Till recently, financial planning was virtually
non-existent in India. Individuals planned for their future by
buying insurance policies, putting money away in fixed deposits
or in post office schemes. Only a small segment (less than 2
per cent of the population) invested in the stock market. Mutual
funds were launched in India only recently – in the 1990s.
Today, there are a plethora of investment opportunities before
individuals. However, due to lack of knowledge, people often
end up putting their money in the wrong instruments. In urban
India, most individuals buy insurance policies, put money in
their PPF account or invest in NSCs and (to a much smaller extent)
invest in mutual funds in order to save income tax.
This is where the role of a financial planner comes in. Just
as one size doesn’t fit all, one financial plan can’t
fit all. At Knowledge Partners, we understand your lifestyle,
your earnings, responsibilities, assets and liabilities and create
a financial plan that is unique to you.
The result - a complete understanding of your personal
profile that will serve as the foundation
for defining a long-term investment strategy tailored to your
specific needs and preferences and not just catering to your ‘tax
planning’ requirements u/s 80C.
Our philosophy is designed to achieve long-term investment goals,
and is based on the following core principles:
1. Identify your unique needs, goals and objectives
2. Build an asset allocation roadmap
3. Formulate a plan and portfolio selection
4. Continuous portfolio monitoring
We educate our clients so that with time they are more focused
on achieving their goals and objectives along
with the financial advisor, instead of relying blindly on the
latter.
Our fee-based approach is designed to eliminate conflicts of
interest. It results in unbiased and honest advice.
Money isn’t everything, but having control and confidence
about how you are managing it can allow you to concentrate on
other things like your family, your career, and your future.
We believe that all your dreams are achievable and we look to
partnering you so that you can live your dreams! | 